At AOI, we feel our clients require more than just the sale of insurance products. We strive to be a consumer-driven organization that provides clients with the information and counsel they need in order to select the appropriate insurance plan and have peace of mind. AOI Benefit Consultants can help you select the health insurance plan that best suits your needs and your budget. We don’t work for the health insurance companies: We work for you! There is never a fee for using an Independent Benefit Consultant and your premium is the same as those who do not get help from a consultant.